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Important InformationThe portfolios referred to in this website may invest in equity, fixed-income securities and/or derivatives. Each portfolio may have a different risk profile.Some of the portfolios may invest in structured products, which may involve additional risks including, without limitation to, counterparty default risk or insolvency risk and may expose the portfolios to significant losses. As such investment in such portfolios may not be suitable for all investors.Some of the portfolios are entitled to use derivative instruments for hedging and efficient portfolio management purposes which may involve additional risks. In adverse situations, the portfolio's use of derivative instruments may become ineffective in hedging or efficient portfolio management and these portfolios may suffer significant losses.Some portfolios will use financial derivative instruments extensively for investment purposes and for the purpose of meeting its investment objective. This may involve additional risks including counterparty default risk or insolvency risk, risk involved with effective management of derivative strategies, risk of mispricing or improper valuation of derivatives, risk of higher volatility, risk of illiquidity in the market for certain derivative strategies. Derivatives may give rise to leverage and the risk of loss might be greater than the amount invested in the derivative.AllianceBernstein - Dynamic Diversified Portfolio, AllianceBernstein - Emerging Market Local Currency Debt Portfolio, AllianceBernstein - Real Asset Portfolio and AllianceBernstein - Short Duration High Yield Portfolio will use financial derivative instruments for investment purposes and for the purpose of meeting its investment objective. The portfolio's investment in financial derivative instruments may involve additional risks, for example, counterparty default risk or insolvency risk, risk involved with effective management of derivative strategies, risk of mispricing or improper valuation of derivatives, risk of embedded leverage through investment in a derivative that is itself leveraged, risk of higher volatility, risk of illiquidity in the market for certain derivative strategies and risk of loss greater than the amount invested in the derivative, and may expose the fund to significant losses.A significant portion of AllianceBernstein - Emerging Markets Debt Portfolio may (at any time exceeding 50% of the portfolio's NAV) invest in non-investment grade structured securities (for example, mortgage-backed securities, adjustable-rate mortgage securities, collateralized mortgage obligations, asset-backed securities, commercial mortgage-backed securities and collateralized debt obligations), while AllianceBernstein - Global High Yield Portfolio may invest in non-investment grade debt securities (for example, convertible securities, mortgage or other asset-backed securities) of issuers in emerging market countries. Such investments may be subject to high volatility and involve significant risk, including leverage risk, market risk, liquidity risk and the risk of issuer or counter-party default or insolvency, which may potentially result in a total loss of your investment in the portfolio.Some of the portfolios may invest in commodity linked derivative instruments or commodity related securities, which expose the Portfolios to greater volatility than traditional securities.Some of the portfolios may invest in newly established, small-cap and less seasoned companies which may be more volatile than investments in developed and large-cap companies due to additional risks that these companies may have limited product lines, markets or financial resources and they may have limited performance history.Some of the portfolios may invest in emerging markets, which are subject to higher risks (for example, liquidity, political and economic risks) and higher volatility than portfolios investing in developed markets. Fluctuations in currency exchange rates may negatively affect the value of the investment or reduce returns – these risks are magnified in emerging or developing markets.Some of the portfolios may be limited to investment in a single market or industry sector, which may involve higher concentration risks than diversified portfolios.Some of the portfolios which invest in fixed-income securities may be subject to interest rate risk, credit risk and lower-rated and unrated instruments risk.Lower rated and unrated instruments are considered to be subject to greater risk of loss of principal and interest than higher-rated securities.The Management Company has the sole and absolute discretion to amend the dividend policy, subject to the SFC’s prior approval and by giving no less than one month’s prior notice to investors. Dividend yield is not indicative of return of the Portfolio. Dividends may be paid from capital of the Portfolio at the discretion of the Management Company, which may amount to a partial return or withdrawal of an investor’s original investment or from any capital gains attributable to that original investment and such dividends may result in an immediate decrease of the Net Asset Value per Share.The value of the portfolios can be volatile and can go down substantially within a short period of time. It is possible that the entire value of your investment in the portfolio can be lost.Please refer to the prospectus for further information about the relevant portfolios, including their investment objectives, risk factors, and fees and charges.Investors should not rely on this document alone to make investment decisions.
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